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Terms & Conditions

Last updated: 26 September 2026

About our service

MS CRED FINANCIAL SOLUTIONS provides assistance and information about credit cards, loans and related financial products. MS Cred Financial Solutions is not a bank or NBFC and does not lend money or issue credit cards. We assist with applications for products from SBI, HDFC Bank, Axis Bank, AU Small Finance Bank, YES Bank, IDFC FIRST Bank, IndusInd Bank; approval and terms are decided solely by them. Approval, interest rates, fees, charges, limits and all other product terms are decided solely by the respective bank, NBFC or card issuer.

No guarantee

Submitting an enquiry or application does not guarantee approval, a particular rate, or disbursement.

Your responsibilities

  • Provide only your own details, and make sure they are accurate and complete.
  • Read the lender's terms and conditions before accepting any product.
  • Do not misuse the website, submit false information, or attempt to disrupt it.

Fees

We do not charge customers any fee

Website content

Information on this website is general and may change without notice. It is not financial advice. Content and branding belong to MS CRED FINANCIAL SOLUTIONS or their respective owners.

Limitation of liability

To the extent permitted by law, we are not liable for decisions made by banks or lenders, or for losses arising from use of this website or reliance on its general information.

Governing law

These terms are governed by the laws of India, and the courts at Ahmedabad, Gujarat have exclusive jurisdiction.

Contact

MS CRED FINANCIAL SOLUTIONS, 303, Shaily House, Near KP House, Next to Old High Court Metro Station, Near Railway Crossing, Navrangpura, Ahmedabad, Gujarat 380009. Email: mrpatni@mscredfinancialsolutions.com.